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Everyone is concerned about money getting enough to do what they need and want to do both for the present and for the future


Everyone is concerned about money: getting enough to do what they need and want to do both for the present and for the future. Housing, medical, vacations, retirement: the list could go on and on. Speaking of retirement, will we have enough when we get there? How will we know? I guess we will find out when the time comes. But then it will be too late to do anything about it. Some folks are saying that the world economy is headed for a recession. Others are predicting the worst stock market crash in history within the next ten years. Yet many financial advisors are saying that all is well: that there will just be the normal adjustments. Who do we believe? How do we know?

One financial advisor was quoted by the N.Y. Times as saying "the industrial situation in the U.S. is absolutely sound and our credit situation is in no way critical. The markets generally are now in a healthy condition…I know of nothing wrong with the stock market or with the underlying business and credit structure." The man who said this was Charles Mitchell, chairman of the National City Bank of New York. This sounds reassuring, doesn’t it? When did he say it? October 22, 1929. And the whole world knows what happened just a few days later. Some of today’s analysts sound similar to Charles Mitchell, but others such as Alan Greenspan (in November 2005) told a British Audience that "unless the USA and other countries do something to reverse their debt growth, we all will be in for some painful readjustments."

November 2005 marked the highest U.S. trade deficit ever. The Social Security trust fund is little more than paper IOU’s. Pension plans are being cut daily. Housing, fuel, and medical prices keep getting higher. US government debt costs us $300 billion in interest each year. So maybe our financial situation is not so rosy looking. Could there be a financial day of reckoning just around the corner? Will you be ready?

Could there be a spiritual day of reckoning just around the corner, also? We are not just financially bankrupt; we are spiritually bankrupt, also. Just as violating fiscal laws will bring a day of fiscal reckoning, so also violating God’s Law will bring us to a day of reckoning before Him, the Judge of the universe.

Gods Law - The Ten Commandments

1) Thou shalt have no other gods before Me 2) Thou shalt not make unto thee any graven image 3) Thou shalt not take the name of the Lord Thy God in vain 4) Remember the Sabbath Day to keep it holy 5) Honor thy father and thy mother 6) Thou shalt not kill (or hate) 7) Thou shalt not commit adultery (or lust) 8) Thou shalt not steal (even little things) 9) Thou shalt not bear false witness (lie) 10) Thou shalt not covet

The Bible says “it is appointed unto man once to die and after that the judgment”. Debt to the IRS comes due whether we like it or not. Ignoring it won’t make it go away; it will just get worse. Our debt to God comes due at death. Ignoring it won’t make it go away, either.

Considering the 10 commandments, even one infraction against them makes a person in debt to God. All it takes is one murder to make a man a murderer. All it takes is one lie to make a man a liar. Debt to God is more serious than debt to the IRS. When we die we WILL pay our debt to God. In fact, our debt to God for violating the Ten Commandments is so great, that it will take us all eternity to pay. And eternity never ends. That shows how bad sin is in God’s eyes. Eternity in the lake of fire indicates a BIG debt, for it is a BIG penalty. But the good news is that God loves us. He knew how great our debt to Him would be on Judgment Day. His love motivated Him to make a way for us to be forgiven of our sin debt without our having to pay for it ourselves. That provision was His Son, the Lord Jesus Christ. By His death, He paid in full the penalty for your sin and mine. Doing nothing to pay the IRS will automatically leave us in debt to them. Doing nothing with Jesus Christ will automatically leave us in debt to God. So we all are faced with a choice – pay it ourselves, or accept God’s payment. It is a choice every man and woman must make. What will your choice be?

"Without the shedding of blood (Jesus’ death) there is no forgiveness of sin" Hebrews 9:22

"The wages of sin is death but the gift of God is eternal life through Jesus Christ our Lord." Romans 6:23

"But God commendeth His love toward us, in that while we were yet sinners, Christ died for us" Rom. 5:8

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